Down Payment Requirements by Purchase Type
The Bank of Israel sets clear limits on the maximum LTV ratio.
- First apartment: 25%
- Housing upgraders: 30%
- Investment: 50%
גוש דן
How Much Down Payment Do You Need for an Apartment in Gush Dan 2026
In 2026, first-time homebuyers in Gush Dan must bring at least 25% of the property value as a down payment, per Bank of Israel regulations.
1 דקות קריאה
בקצרה
In 2026, first-time homebuyers in Gush Dan must bring at least 25% of the property value as a down payment, per Bank of Israel regulations.
עובדות מפתח
- The minimum down payment for a first apartment in Israel is 25% of the property value
- The average price for a 4-room apartment in Kiryat Ono ranges between 3 to 3.3 million NIS
- Or Yehuda offers the most accessible entry point with an average of 2.6 million NIS
צ׳קליסט
Pre-Purchase Checklist
Before searching:
- 1Assess finances
- 2Identify equity sources
- 3Get preliminary approvals
- 4Calculate costs
- 5Maintain safety buffer
שאלות נפוצות
שאלות ותשובות
Not directly. 25% minimum required.
Purchasing in Gush Dan 2026 requires meticulous planning. Contact HaNechess BeGova HaEinayim for a free consultation.
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